12411 Rancho Bernardo Road * Rancho Bernardo, CA 92128 * (858) 487-9000* (800) 756-6790 (toll free)

Another Chance

The perfect home loan even if your credit isn't quite perfect! Many mortgage lenders are very unforgiving if your home, car, or credit card payments have been late, if you've declared bankruptcy, or if your home has been foreclosed. At m.Davis Financial, we understand that people often have valid explanations for past credit problems—sickness, loss of a job, divorce, and other reasons. If your credit history has a few bruises or even if you've experienced a bankrupcy or other credit problems, we're willing to work with you. Naturally, your interest rate on this loan will be slightly higher than if your credit were perfect. Our primary concern is that you can afford to pay us back at a payment that is comfortable for you. Plus, the interest you pay on a home loan may be tax deductible. Check with your tax advisor. We look forward to working with you and your real estate agent.You can call us, we'll call you or you can complete the on-line application. Call 1-858-487-9000 or 1-800-756-6790 Monday - Friday 9am-5pm Pacific Time and a friendly loan officer will answer all your questions. Click on the Contact Us button below and complete the information request and one of our friendly loan officers will contact you. Fill out our on-line application by clicking on the Apply Now button below. Our application is simple and short but if you need help filling it out, just give us a call at 1-858-487-9000 or 1-800-756-6790 anytime during the hours listed above.