First Time Buyer

Buy your first home, even if your income is low or moderate! Owning a home is as much a part of our American culture as Mom, apple pie, and baseball. If you want the stability for your family that home ownership provides, but don't think you can afford to buy a home, this loan might surprise you. For instance, because it's designed specifically for persons with low or moderate incomes, downpayments are affordably low: from 5% down to as little as 3% down. And unlike many loans, your downpayment and closing costs can come from a gift, a grant, or a loan from a number of sources. To qualify for this loan, your income can't exceed a certain amount. We'll be happy to give you a package with all the details. Plus, the interest you pay on a home loan may be tax deductible. Check with your tax advisor. At m.Davis Financial, we'll work with you to turn your dream of home ownership into reality. We look forward to working with you and your real estate agent.You can call us, we'll call you or you can complete the on-line application. Call 1-858-487-9000 or 1 800-756-6790 Monday - Friday 9am-5pm Pacific Time and a friendly loan officer will answer all your questions. Click on the Contact Us button below and complete the information request and one of our friendly loan officers will contact you. Fill out our on-line application by clicking on the Apply Now button below. Our application is simple and short but if you need help filling it out, just give us a call at 1-858-487-9000 or 1-800-756-6790 anytime during the hours listed above.